Free Pearl Carroll Disability Claim Form in PDF

Free Pearl Carroll Disability Claim Form in PDF

The Pearl Carroll Disability Claim Form stands as a crucial document for individuals intending to file for disability income benefits, necessitating detailed information about the claimant's medical condition, care providers, and return to work status if applicable. It requires a thorough account of one’s recovery or work resumption details, in addition to medical provider statements to support the claim. For those embarking on compiling their disability claim, completing this form with accuracy and mindfulness towards provided instructions is a pivotal step towards receiving the benefits you may be eligible for. If you're ready to proceed with your disability claim, ensure you fill out and submit the form by clicking the button below.

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Navigating through the process of filing a disability claim can seem daunting, but understanding the structure and requirements of the Pearl Carroll Disability Claim form can significantly demystify this process. This comprehensive form facilitates individuals in submitting claims for disability income benefits, mandating meticulous documentation to ensure a smooth evaluation. It entails sections for personal information, detailing the nature and circumstances of the disability, employment details before the onset of the disability, along with a thorough list of medical providers that have been consulted. Critical to this procedure is the requirement for both the claimant and their medical provider to provide detailed statements about the disability and the medical care received. Additionally, the form entails provisions for updating the claims unit about any recovery or return to work, highlighting the need for ongoing communication between the claimant and Pearl Carroll & Associates. Instructions for the authorization for release of information are also included, emphasizing the importance of privacy and consent in the handling of personal medical records. Situated in Latham, NY, Pearl Carroll & Associates positions itself as a pivotal contact point for claimants, offering a structured yet flexible system for managing and communicating disability claims, underpinned by the necessity of accurate and complete submissions to expedite the claims process.

Preview - Pearl Carroll Disability Claim Form

STATEMENT OF RECOVERY OR RETURN TO WORK

DISABILITY INCOME CLAIM INSTRUCTIONS

(PLEASE DETACH THIS NOTICE BEFORE MAILING AND KEEP FOR FUTURE REFERENCE)

Please answer all questions on the Member Statement on your Disability Income claim form

Please provide a complete List of Providers/Hospitals that treated you for this disability.

Date and sign both the Members Statement and the Authorization for Release of Information.

Please have your Medical Provider complete both pages of the Medical Provider’s Statement.

Please see that the completed form is returned to:

Pearl Carroll & Associates LLC

Disability Claims Unit

12 Cornell Road

Latham, NY 12110

If you recover or return to work, please notify Pearl Carroll & Associates immediately by completing and mailing this statement to the above address or emailing to Customercare@PearlCarroll.com.

If you have any questions concerning your request for Disability Income benefits, you may call the Office of the Administrator at 1-800-697-2732. The fax number is 518-640-8105. Please note that we will not confirm receipt of a fax for 24 - 48 hours.

Name: _______________________________________________________________________________

Mailing Address: _______________________________________________________________________

_______________________________________________________________________

Social Security No.: ______-______-________

Policy G-11628

I recovered:

I returned to work

Other (I.E. Returned to work light duty, another job etc):

Date:

Month/Day/Year

Date: _______________________ Signature: ___________________________________________

Email Address: __________________________________________________________________________________

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

CLAIM TYPE:

 

Member Disability

Spouse-Coverage Disability

Non-Disabling Injury

 

 

 

Hospital Benefit

 

 

 

 

Survivor Benefit

 

Member Name:

____________________________________

 

Date of Birth: ___________________________

 

Social Security # _____________________________________

 

 

Male

Female

 

 

Spouse Name:

____________________________________

 

Date of Birth: ___________________________

 

Social Security # ______________________________________

 

Male

Female

 

 

Mailing Address: _____________________________________________________________________

__________

 

 

 

(No.)

(Street)

 

 

 

 

(Apt No.)

 

 

_______________________________________________________________

 

 

 

 

(City or Town)

 

(State)

 

 

(Zip Code)

 

 

Telephone No.: Home: (

)______________________

Em ployer (

) ________________ Height: ________

Weight ________

Employer’s Name: ___________________________________________________________

Normal Number of Hours Worked Per Week: ________

Employer’s Street Address: ______________________________________________________________________________________

 

 

(No.)

 

(Street)

 

 

(City or Town)

(State)

(Zip Code)

Email Address: ____________________________________________________________________________________________________

What is the nature of your disability?__________________________________________________________________________________

Is disability work related? Yes

No

 

If yes, please attach a copy of the Employee Accident Report signed by manager

Is disability due to an Injury? Yes

 

No

 

If “Yes”, when? _______/______/________

 

 

 

 

 

 

Mo .

Da y

Year

Where did it happen?__________________________________________________________

 

 

 

How did it happen? _______________________________________________________________

 

 

 

Date first treated for this disability:

 

_____/_____/_______

 

 

 

 

 

 

Mo.

Day

Year

 

 

 

 

Date First Unable to Work: ______/______/______

 

Date Last Worked: ______/_______/_______

 

Mo.

Day

Year

 

Mo.

Day

Year

 

 

Have you attempted to return to your occupation since the date disability began? (If so, give details)

If returned to work or recovered, give date: _____/_____/______

Returned to work: Full Time:

Mo.

Day

Year

Part Time:

 

 

 

If Part Time, # of hours per day _______

If not returned, when do you expect to? _____/_____/______

 

Mo.

Day

Year

 

Are your working a second job? If so, please provide the name and address of the company and the hours you are working.

**If disability is due to a Motor Vehicle Accident, please attach MV-104A Police Report**

** If treated in hospital or Urgent Care Center, please attach a copy of your discharge papers**

1

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

Member’s Name ___________________________________ Member’s Social Security #________________________

Names and addresses of providers consulted and any other providers seen for treatment.

PLEASE PRINT If you need more space, you may attach a sheet of paper with the additional names, addresses, and phone numbers. Be sure to include all providers, as any missing may delay your claim.

PHYSICIANS:

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

 

 

HOSPITALS

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

 

PHARMACIES

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

2

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

Member Name _______________________________________ Member’s Social Security #__________________________

Please state your occupation: ________________________________________________

**Please attach a copy of your official job description**

Please fully describe all the duties of your occupation at the time you stopped working including the percentage of time spent on

each activity:

_____________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

What are your daily activities?________________________________________________________________

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________

Are you receiving or will you be eligible to receive benefits from:

Workman’s Compensation?

Yes

No

 

Pension Plan?

Yes

No

 

Another Group Insurance Plan?

Yes

No

 

Individual Disability Income Policy?

Yes

No

 

Social Security Disability?

Yes

No

If “Yes” insert policy number, claim number and address of insurance company or organization providing such benefits and amount of payment.

Policy No.

Claim No.

Name and Address

Amount of Payment

I declare that the answers on Page 1, Page 2 and Page 3 of this form are complete and true to the best of my knowledge and belief. I also agree that I will advise the New York Life Insurance Company of my return to any type of work and that I will return any payments to which I am not entitled by reason of my return to work or termination of my disability.

New York Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

Date: _____________

Member’s Signature _______________________________________________

MO/ DAY/YEAR

The Member or someone on his/her behalf must sign here and on the

 

Authorization for Release of Information Form.

 

Please see that the completed form is returned to:

 

Pearl Carroll & Associates LLC

 

12 Cornell Road – Disability Unit

 

Latham, NY 12110

 

Fax # 518-640-8105 or email to Customercare@PearlCarroll.com

 

3

CSEA DI ed 10/2016

 

Authorization for Release of Information

TO:

All providers of medical services and supplies, pharmacy related service organizations, prescription history database

suppliers, employers, insurance institutions, the Social Security Administration and other organizations.

I authorize release to New York Life Insurance Company or their representative, Pearl Carroll & Associates LLC, any independent claim administrators, consulting health professionals, pharmacy related service organizations and utilization review organizations with whom New York Life has contracted, information concerning health care advice, treatment or supplies provided the patient (including that related to mental illness and/or AIDS/ARC/HIV) and prescription records. This information will be used to evaluate claims for benefits.

In Oklahoma, the information authorized for release may include records which may indicate the presence of a communicable or non-communicable disease.

This authorization may be used for a period of 24 months from the date signed below unless sooner revoked. I may revoke this authorization at any time by notifying New York Life in writing at the address given on this form. My revocation will not be effective to the extent New York Life or any other person has already disclosed or collected information or taken other action in reliance on it. The information New York Life obtains through this authorization may become subject to further disclosure. For example, New York Life may be required to provide it to an insurance regulatory or other government agency. In this case, the information may no longer be protected by the rules governing this authorization.

A photocopy of this authorization and request form shall be as valid as the original. I know that I may request a copy of this authorization.

_____________________________________________

_________________________________

Patient’s Signature

Date

 

 

_____________________________________________

_________________________________

Print Name

Social Security No

 

 

______________________________________________

__________________________________

Address

City,

State

Zip

______________________________________________

__________________________________

Email Address

Phone Number

 

 

Medical Records Release to: Datafied Inc. 1210 N. Jefferson St. Suite P Anaheim, CA 92807

Please see that the completed form is returned to:

Pearl Carroll & Associates LLC

12 Cornell Road – Disability Unit

Latham, NY 12110

Fax # 518-640-8105 or email to Customercare@PearlCarroll.com

4

CSEA DI ed 10/2016

MEDICAL PROVIDER’S STATEMENT

(The patient is responsible for the completion of this form without expense to the Company)

Notice to Provider: Thank you in advance for your cooperation in completing this form on behalf of your patient identified below. We will consider this information in conjunction with other information gathered to determine the claimant’s eligibility for benefits according to his or her specific contract with us. We will periodically request that you provide updated information, records and chart notes to enable our evaluation of a continuing claim. In order for us to expedite our consideration of your patient’s claim, please fully answer each question and sign and date the form where indicated.

1.PATIENT’S NAME: ______________________________________________ SOCIAL SECURITY NO.: __________________

 

(First)

(Middle)

(Last)

 

 

 

 

 

 

 

DATE OF BIRTH: _____/_____/______

2.

CURRENT MEDICAL CONDITION(s):

 

 

 

(Mo) (Day)

(Year)

 

PRIMARY DIAGNOSIS: __________________________________

ICD-10 CM CODE: _____________

 

SECONDARY DIAGNOSIS: _____________________________

ICD-10 CM CODE: _____________

3.

DATE THAT SYMPTOMS FIRST APPEARED OR ACCIDENT HAPPENED:

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

4.

DATE THAT PATIENT FIRST CONSULTED YOU FOR THIS CONDITION:

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

5.

DATE YOU LAST TREATED THE PATIENT:

 

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

6.

IS THIS CONDITION RELATED TO PATIENT’S EMPLOYMENT?

YES

NO

 

7.

WAS PATIENT REFERRED TO YOU BY ANOTHER PRACTITIONER?

YES

NO

 

(If “Yes”, please provide the name and address of that practitioner): __________________________________________________

______________________________________________________________________________________________________________

8.OBJECTIVE FINDINGS (Include x-rays, lab results and clinical findings. If pregnancy, also give LMP and EDC):

____________________________________________________________________________________________________

____________________________________________________________________________________________________

9. HAS PATIENT BEEN HOSPITALIZED? YES NO (If “YES”, provide reason, hospital name and dates of

confinement): ________________________________________________________________________________

10.NATURE OF TREATMENT CURRENTLY BEING PROVIDED OR PLANNED: (Include dates and type of surgery

and any medications prescribed if applicable): ___________________________________________________

_______________________________________________________________________________________

_______________________________________________________________________________________

11.HAVE YOU REFERRED THE PATIENT TO ANOTHER PRACTITIONER? YES NO (If “Yes”, please provide the name and address of all applicable physicians or ): ________________________________________________________

____________________________________________________________________________________________________

12.IN YOUR OPINION IS THE PATIENT ABLE TO WORK AT THIS TIME? YES NO

IF “NO”, WHEN DO YOU EXPECT THAT THE PATIENT WILL BE ABLE TO PERFORM SOME WORK?

______/_____/_______

 

(Mo) (Day) (Year)

1

CSEA DI ed 10/2016

MEDICAL PROVIDER’S STATEMENT

PATIENT’S NAME: ______________________________________________ SOCIAL SECURITY NO.: ____________________

(First)

(Middle)

(Last)

13.IS THERE ANY TYPE OF JOB MODIFICATION OR ACCOMODATION THAT WOULD ENABLE THE PATIENT TO WORK

AT THIS TIME? YES NO (If “Yes”, please describe): _______________________________________

____________________________________________________________________________________________________

14.

 

BASED ON OBJECTIVE FINDINGS AND YOUR

MEDICAL OPINION:

 

 

a)

THE PATIENT WAS TOTALLY DISABLED FROM:

_____/_____/_____ THROUGH: _____/_____/_____

 

 

(Mo.) (Day) (Year)

(Mo.) (Day) (Year)

b)

THE PATIENT WAS PARTIALLY DISABLED FROM:

_____/_____/_____ THROUGH: _____/_____/_____

 

 

(Mo.) (Day) (Year)

(Mo.) (Day) (Year)

15.LIST ALL CURRENT RESTRICTIONS AND LIMITATIONS YOU HAVE PLACED ON THE ATIENT’S WORK AND PERSONAL

ACTIVITIES DUE TO HIS OR HER MEDICAL CONDITION (If none, indicate “NONE): ___________________________________

____________________________________________________________________________________________________

____________________________________________________________________________________________________

16. HAS THE PATIENT BEEN RELEASED FROM YOUR CARE? YES

NO

 

IF “YES” DATE RELEASED FROM YOUR CARE:

IF “NO”, DATE OF NEXT SCHEDULED TREATMENT OR EVALUATION:

______/_______/________

 

______/_______/_________

(Mo) (Day)

(Year)

 

(Mo) (Day)

(Year)

 

 

 

 

 

New York Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

MEDICAL PROVIDER’S DECLARATION AND SIGNATURE

I declare that the answers on this statement are complete and true to the best of my knowledge and belief. I understand that periodic updates (including providing copies of medical records when requested) will be required in the event of a continuing claim.

_______________________________________ _____

__________________

_______________________

PROVIDER’S NAME (PLEASE PRINT)

 

Specialty

TELEPHONE NUMBER

_________________________________________________

___________________________________________________

STREET ADDRESS

CITY

STATE

ZIP CODE

_____________________________________________

 

_______________________

PROVIDER’S SIGNATURE

 

DATE SIGNED

 

Please return completed forms to:

 

Pearl Carroll & Associates LLC

12 Cornell Road – Disability Unit

Latham, NY 12110

Fax # 518-640-8105 or email to CustomerCare@PearlCarroll.com

2

CSEA DI ed 10/2016

Document Specs

Fact Name Description
Form Purpose This form is used for Disability Income claim reporting, including statement of recovery or return to work.
Contact Information Claims must be returned to Pearl Carroll & Associates LLC at 12 Cornell Road, Latham, NY 12110 or via email at Customercare@PearlCarroll.com.
Claim Notification If the claimant recovers or returns to work, Pearl Carroll & Associates must be notified immediately.
Member Statement Requirement All questions on the Member Statement of the Disability Income claim form must be fully answered.
Medical Provider's Statement The claimant's Medical Provider is required to complete both pages of the Medical Provider's Statement.
Provider List A complete list of Providers/Hospitals that treated the claimant for the disability must be provided.
Authorization for Release of Information The claim form includes an Authorization for Release of Information that must be signed by the claimant.
Claim Types The form allows for different types of disability claims including Member Disability, Spouse-Coverage Disability, Non-Disabling Injury, Hospital Benefit, and Survivor Benefit.
Evidence Requirement If the disability is work-related or due to an injury, appropriate evidence such as an Employee Accident Report or MV-104A Police Report must be attached.
Fraud Warning for New York Residents The form contains a fraud warning notifying claimants that knowingly and with intent to defraud filing a statement of claim containing any false information is a crime subject to penalties.

Instructions on Writing Pearl Carroll Disability Claim

Filing a disability claim can often seem like a daunting process, but with clear guidance, it can be made simpler. The goal in completing the Pearl Carroll Disability Claim form is to ensure that all your information is accurate and comprehensive, to avoid any potential delays in the processing of your claim. By following the steps outlined below, you will be prepared to submit your claim accurately and efficiently.

  1. Begin with the Member Statement section. Fill in your name, date of birth, social security number, choosing the relevant claim type (Member Disability, Spouse-Coverage Disability, Non-Disabling Injury, Hospital Benefit, or Survivor Benefit), and all other personal information requested.
  2. For your mailing address, ensure you include your No., Street, Apt No., City or Town, State, and Zip Code.
  3. Provide accurate contact information, including your telephone number(s) and email address. This ensures Pearl Carroll & Associates can reach you with any questions or updates.
  4. Input your employer details, including the name, the address, and your normal number of hours worked per week. If you are self-employed, provide details of your business.
  5. Describe the nature of your disability in the space provided. This is crucial for the assessment of your claim. Attach an Employee Accident Report if your disability is work-related.
  6. Fill in details about the incident leading to your disability, including dates, locations, and how it occurred. Attach the MV-104A Police Report if it was due to a Motor Vehicle Accident.
  7. List all dates related to your disability: the date first treated, the date you were first unable to work, and the date you last worked. If you've attempted to return to work, provide these details along with expected return-to-work dates if applicable.
  8. Complete the section regarding other sources of income you're receiving or eligible for, like Workman’s Compensation or Social Security Disability. Provide policy numbers and amounts of payment if applicable.
  9. Provide detailed lists of all medical providers, hospitals, and pharmacies that have treated you for this disability. Use additional sheets if necessary and ensure no provider is omitted to avoid delays.
  10. Sign and date your claim form, stating that all information provided is correct to the best of your knowledge. Your signature is a certification and agreement to inform New York Life Insurance Company of any changes in your work status.
  11. Complete the Authorization for Release of Information section. This allows Pearl Carroll & Associates to request and review medical records and other necessary information to assess your claim. Sign and date this form as well.
  12. Finally, ensure that the entire competed form, along with any additional necessary documents, is returned to Pearl Carroll & Associates either via mail to the address provided or through the email address Customercare@PearlCarroll.com.

Once your form is submitted, please allow some processing time. You may contact Pearl Carroll & Associates through the phone number provided if you have any questions regarding your claim or its status. Remember, keeping a copy of all documents submitted for your records is always a good practice.

Understanding Pearl Carroll Disability Claim

How do I fill out the Pearl Carroll Disability Claim Form?

To properly fill out the Pearl Carroll Disability Claim Form, ensure you complete every section thoroughly. Begin with the Member Statement on your Disability Income claim form, providing detailed responses to all questions. You must also include a comprehensive list of all providers or hospitals that treated you for your disability. Both the Member's Statement and the Authorization for Release of Information need to be dated and signed by you. Additionally, request your Medical Provider fill out the designated sections on the Medical Provider’s Statement. Finally, make sure to return the fully completed form to Pearl Carroll & Associates LLC, 12 Cornell Road, Latham, NY 12110, by mail or emailing it to Customercare@PearlCarroll.com.

What should I do if I recover or return to work after submitting my Pearl Carroll Disability Claim?

If you recover or return to work, it's crucial to promptly notify Pearl Carroll & Associates by completing the Statement of Recovery or Return to Work section of the claim form. This information should be sent as soon as possible to the same address you submitted your claim to, or via email to Customercare@PearlCarroll.com. This step ensures your file is updated accurately and helps prevent any potential overpayments.

Who should I contact if I have questions about my Disability Income Benefits request?

If you have any questions regarding your request for Disability Income benefits, do not hesitate to contact the Office of the Administrator. You can reach them by calling 1-800-697-2732. They are available to assist with any inquiries you may have about the process, your claim status, or specific details related to your benefits.

What happens if I need to submit additional documents or information for my claim?

Should there be a need to submit additional documents or information after you've already sent your claim, you can mail these to Pearl Carroll & Associates LLC, 12 Cornell Road, Latham, NY 12110. Additionally, documents can be faxed to 518-640-8105. However, please note that the receipt of faxes will not be confirmed until 24 - 48 hours after submission. If you're submitting sensitive or extensive updates, consider using a method that provides a delivery confirmation for your records.

Can I revoke the Authorization for Release of Information after it's been submitted, and how?

Yes, you are permitted to revoke the Authorization for Release of Information at any point after it has been submitted. To do so, you must notify New York Life in writing to the address provided on the form. It's important to remember that revoking your authorization will not affect any actions already taken based on the consent given prior to the revocation. This means that any information shared or collected before the revocation cannot be undone. Writing a clear and dated letter stating your wish to revoke the authorization is the best approach to complete this process.

Common mistakes

Filling out the Pearl Carroll Disability Claim form accurately is critical to ensuring a smooth claims process. Unfortunately, several common mistakes can delay or affect the claim. One major mistake is not answering all the questions on the Member Statement of the Disability Income claim form. Incomplete answers can cause unnecessary delays as the company may need to request additional information.

Another common error is providing an incomplete list of providers/hospitals that treated the disability. This list is crucial for a thorough evaluation of the claim, and missing information could lead to a denial or request for further documentation, slowing down the process.

Individuals often forget to date and sign both the Member's Statement and the Authorization for Release of Information. These signatures are legally required for the claim to be processed, and their absence can invalidate the submission.

Similarly, not having the Medical Provider complete both pages of their Statement is a critical oversight. The medical provider’s insights are essential for assessing the disability claim, and incomplete information can lead to misinterpretation of the condition or the needs of the claimant.

Failure to notify Pearl Carroll & Associates immediately upon recovery or return to work is another significant error. Timely communication about any change in work status is crucial for the adjustment of benefits and avoiding overpayments, which could lead to complications or the need for repayment.

On the technical side, not confirming receipt of a faxed submission within 24-48 hours can lead to uncertainty about whether the necessary documents have been received and are being processed. This can create anxiety and delay in getting the confirmation of the claim submission's status.

Forgetting to include mandatory attachments like the MV-104A Police Report for accidents or discharge papers for hospital stays can also be problematic. These documents provide essential details for validating the claim, and their absence can halt the processing of the claim.

One often overlooked detail is not attaching a copy of the official job description. This information helps assess the claimant's inability to perform their job duties, which is a key factor in determining eligibility for disability benefits.

Lastly, providing incomplete or inaccurate information regarding other sources of income or benefits can jeopardize the claim. Benefits from Workman’s Compensation, other disability insurance, or Social Security Disability must be disclosed, as they can affect the claim’s approval and the benefit amount.

Documents used along the form

When navigating the complexities of filing a disability claim, it's essential to understand that the Pearl Carroll Disability Claim form is just the starting point. Complementing this form with additional documents not only strengthens your claim but also ensures a smoother process. These documents serve as pillars, providing detailed evidence and insight into your situation, ultimately facilitating the assessment and approval of your claim.

  • Medical Records Release Authorization: This form allows your healthcare providers to release your medical records to the insurance company. It's crucial for substantiating the medical basis of your disability claim.
  • Official Job Description: This document provides a comprehensive overview of your job duties and is often requested to assess whether your disability prevents you from performing your job.
  • Employee Accident Report: If your disability is work-related, this report contains details of the incident, serving as evidence of the cause and nature of your injury or illness.
  • MV-104A Police Report: For disabilities resulting from motor vehicle accidents, this police report is vital for providing official details of the incident, including any determinations of fault.
  • Hospital Discharge Papers: These documents offer a summary of your diagnosis, treatment, and hospital stay, giving insurers a clear picture of your medical situation.
  • Physician’s Statement: Beyond the initial medical provider's statement required by the Pearl Carroll form, additional statements from your doctors can provide further medical opinions and prognoses regarding your disability.
  • Workman’s Compensation Benefits Statement: If applicable, this statement confirms whether you're receiving or eligible for Workman’s Compensation, which is necessary for determining how these benefits interact with your disability claim.

Collecting and submitting these documents alongside your Pearl Carroll Disability Claim form can significantly influence the outcome of your claim. Not only do they provide a detailed representation of your case, but they also ensure that the review process can be conducted efficiently and effectively. Remember, thorough documentation can be the key to a successful disability claim.

Similar forms

The Pearl Carroll Disability Claim form mirrors the structure and content of a Workers' Compensation Claim Form. Both forms are designed to gather detailed information about an individual's employment, nature of their disability or injury, and whether the condition is work-related. Additionally, they require a list of medical providers, hospitals visited, and treatments received, showcasing their parallel in collecting comprehensive data to assess claims efficiently.

Similar to a Health Insurance Claim Form, the Pearl Carroll document collects personal information, health condition descriptions, and medical provider data. Both types of forms are used to claim benefits and require the patient’s and healthcare provider's signatures to authorize the release of medical information, ensuring the insurance company can verify the claim's validity and proceed with benefit disbursement.

The document also shares similarities with a Social Security Disability Benefits Application. Both require detailed descriptions of the disability, information on the ability to work, and disclosure of any other benefits the applicant might be receiving. These similarities are essential to establish the disability's impact on the applicant's daily life and work, key elements in both application processes.

Similarities can be drawn to an Auto Insurance Claim Form when it comes to accidents, specifically if the disability results from a motor vehicle accident. Both forms ask for details about the accident, including the date, location, and how it occurred. Importantly, they might request a police report or other documentation to substantiate the claim related to the accident.

The form closely aligns with the structure of a Life Insurance Beneficiary Claim Form, particularly in how it handles policy numbers and claimant information. While the Pearl Carroll form focuses on disability, both forms aim to provide financial support in response to life-changing events, requiring detailed documentation and verification to process claims.

It bears resemblance to a Long-Term Care Insurance Claim Form, as both inquire about the claimant’s medical condition, care requirements, and healthcare providers' information. The emphasis on detailed medical history and the need for thorough documentation reflects their shared goal of providing ongoing support for individuals facing long-term health challenges.

Similar to a Veteran’s Affairs (VA) Disability Claim form, the Pearl Carroll document collects extensive information on the nature of the disability, its impact on the individual's work capacity, and any military service-related injuries. Both are critical in determining the extent of benefits the claimant is entitled to, underscoring the importance of detailed and accurate information.

The format and purpose of the Pearl Carroll form align with an Unemployment Insurance Claim Form, especially in sections that ask about the claimant's last day of work and expected return to work date. Both forms are crucial for individuals who have lost income due to disability or unemployment, focusing on verifying eligibility for benefits meant to replace lost wages.

Similarly, the Pearl Carroll form shares characteristics with a General Liability Insurance Claim Form, especially in incidents where an injury might have occurred on someone else's property or due to someone's negligence. Like liability claims, the disability form asks for specifics about how the injury occurred, aiding in the determination of liability and benefits allocation.

Lastly, the document parallels a Family Medical Leave Act (FMLA) Request Form in sections that detail the medical condition and expected duration of absence from work. Both are essential for individuals needing time away from work due to medical conditions, emphasizing the need for sufficient documentation to support the request for leave or benefits.

Dos and Don'ts

Filling out the Pearl Carroll Disability Claim Form is a crucial process that necessitates attention to detail and accuracy to ensure that your claim is processed efficiently. Below are guidelines on what to do and what not to do during this process:

Do:
  • Complete All Sections: Ensure every question on the Member Statement of your Disability Income claim form is answered comprehensively. An incomplete form can delay the processing of your claim.
  • Provide a Comprehensive Provider List: Furnish a detailed list of all healthcare providers and hospitals that treated you for the disability. This information is vital for a thorough review and processing of your claim.
  • Authorize Information Release: Signing the Authorization for Release of Information enables the necessary parties to access your medical records, which is essential for your claim's evaluation.
  • Notify Pearl Carroll & Associates of any Changes: Should you recover or return to work, it's imperative to inform Pearl Carroll & Associates promptly by using the provided statement or via email to ensure your claim status is updated accurately.
Don't:
  • Leave Fields Blank: Avoid leaving any section incomplete. If a particular section doesn't apply, it's advisable to mark it as "N/A" instead of leaving it blank to demonstrate that you didn't inadvertently overlook the field.
  • Forget to Date and Sign: The Member's Statement and the Authorization for Release of Information must be dated and signed. An unsigned or undated form can be deemed invalid and may halt the claim processing.
  • Omit Supplemental Documents: If your disability is work-related or due to a motor vehicle accident, attaching relevant reports such as the Employee Accident Report or MV-104A Police Report is crucial. Failing to attach necessary documents can delay verification and processing.
  • Withhold Notification of Return to Work: Failing to notify Pearl Carroll & Associates immediately upon recovery or return to work can result in overpayments, which you may be obliged to repay. It's crucial to maintain transparency regarding your employment status during and after the claim process.

Misconceptions

There are several common misconceptions regarding the Pearl Carroll Disability Claim form process. Addressing these misunderstandings can help individuals navigate their claims more effectively.

  • Misconception 1: You only need to notify Pearl Carroll & Associates of your recovery or return to work if you're resuming your job at full capacity. Clarification: Any change in your employment status, including part-time work or light duties, requires notification.

  • Misconception 2: The claim form is the only document required for your disability claim. Clarification: A complete list of all medical providers who have treated you for your disability and any relevant reports, such as a police report for a motor vehicle accident or your official job description, are also necessary.

  • Misconception 3: The completion of the Member's Statement is sufficient for processing your claim. Clarification: Both the Member's Statement and the Medical Provider’s Statement must be fully completed and submitted.

  • Misconception 4: Once submitted, Pearl Carroll will immediately confirm receipt of your fax. Clarification: Confirmation of a fax receipt might take 24-48 hours.

  • Misconception 5: Email is not an acceptable way to submit your statement of recovery or return to work. Clarification: You can notify Pearl Carroll & Associates of your change in work status via email or by mailing the statement.

  • Misconception 6: Disability due to work-related injuries is not covered. Clarification: You are asked to indicate whether the disability is work-related and attach an Employee Accident Report if applicable, suggesting coverage possibilities for such conditions.

  • Misconception 7: You cannot file a claim for a non-disabling injury. Clarification: The form includes non-disabling injuries as a claim type, allowing for such claims under certain conditions.

  • Misconception 8: Social Security Numbers aren't crucial for the claim process. Clarification: The form requests Social Security Numbers in several sections, underscoring their importance in identifying your policy and processing claims.

  • Misconception 9: If you've returned to work or recovered, your claim process is complete. Clarification: Notifying Pearl Carroll & Associates of your return to work or recovery is a critical step in the claim process, and you must also return any payments to which you are no longer entitled.

Understanding these misconceptions and their clarifications helps ensure that individuals can complete the Pearl Carroll Disability Claim form accurately and efficiently, which facilitates the processing of their claims.

Key takeaways

Filling out the Pearl Carroll Disability Claim form properly is crucial for your claim's success. Here are five key takeaways to ensure you complete it correctly and utilize it effectively:

  • Don’t skip any questions. The form specifies that all questions on the Member Statement need answers. Providing complete information helps avoid delays in the processing of your claim.
  • Documentation is key. Along with the form, include a complete list of all medical providers, hospitals, and any other treatment details related to your disability. Also, remember to attach any relevant reports such as an Employee Accident Report if the disability is work-related or a police report for motor vehicle accidents.
  • Signatures matter. Make sure you sign both the Members Statement and the Authorization for Release of Information. Without these signatures, Pearl Carroll & Associates cannot proceed with your claim.
  • Don’t forget to notify Pearl Carroll & Associates if your situation changes. If you recover or return to work, it's important to inform them immediately either via mail or email. This helps ensure your claim is updated promptly and accurately.
  • Communication channels are open. If you have any doubts or questions about your Disability Income benefits, don't hesitate to contact the Office of the Administrator. They've provided a phone number, fax number, and an email address to make it easy for you to reach out.

Remember, the accuracy and completeness of the information you provide on the Pearl Carroll Disability Claim form not only affect the speed at which your claim is processed but also its approval. Don't rush through filling it out, and double-check everything before submission.

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